What is a Home Warranty? Let’s Talk. | APHW Skip to main content

What is a Home Warranty? Let’s Talk.

What is a Home Warranty? Let’s Talk.

First Things First

Home warranties and homeowners’ insurance are two different things.

Homeowners’ insurance is essentially hazard insurance—it covers damages to your property as a result of external forces (i.e., flooding, fire, etc.). A home warranty, on the other hand, is a service contract—it offers coverage for failures of your major home systems and appliances due to normal wear and tear.

Neither replaces the other, but they can work well together.

Know Your Warranty

It is vital that you thoroughly read and understand the details of your home warranty contract. Reading the terms and conditions will provide crucial information to your decision-making process, creating a better understanding of what to expect from your coverage, and helping you to avoid unmet expectations.


America’s Preferred Home Warranty (APHW) allows homeowners to Choose Their Own Licensed Contractor. This provides the homeowner with:

  • An unbiased, third-party assessment of the covered item’s failure,
  • The ability to choose someone they know and trust to allow into their homes, and
  • The freedom to schedule their contractor at THEIR convenience.

APHW also provides a 3-step easy claims process with 24/7/365 person-to-person service. Whenever you need us, we are here to help.

Call 888.351.3681 for more information.

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